A Better Way to Finance Your Next Move
Fast approvals, fair rates, and friendly service — without the confusion or corporate jargon.
A Better Way to Finance Your Next Move
About Mates RatesMates Rates started with a simple frustration: seeing people overpay for finance because they didn’t know their options. Too often, borrowers were pushed into lender-friendly deals that looked fine on paper but didn’t actually suit their goals, cash flow, or long-term plans.
With hands-on experience in asset and personal finance, I saw how confusing and impersonal the process had become. Aggressive sales tactics at dealerships, rotten rates at your bank, and unclear advice were the norm — and clients were left feeling unsure and undervalued. I knew there was a better way to do it.



The Principles That Shape Every Loan We Recommend
What We Stand ForMates Rates was built to bring finance back to basics: honest advice, real conversations, and deals structured around the person, not the lender. When you work with Mates Rates, you’re dealing directly with me — someone who’s invested in getting it right for you, every time.
A Better Way to Finance Your Next Move
Why Trust UsAt Mates Rates, trust isn’t something we ask for — it’s something we earn. Australians choose us because we provide honest finance options that puts people first and delivers genuinely better outcomes creating long-lasting relationships.

Lenders we use
LendersReal feedback from real Australians who trusted us with their finance needs.
Get Your Tailored Finance Options
Tell us what you’re looking for and we’ll personally vet Australia’s top lenders for you. Submit your details, and Jacob will call you back shortly with your best rates – with absolutely zero impact on your credit score.

